Start with the basics—your personal and household finances. Make sure all your information is current and aligned with your goals.
Your income is the foundation of your financial plan. Take a look at your employment and compensation structure to make sure it supports your goals.
Getting a handle on taxes early can reduce surprises later.
Budgeting isn’t just about restriction—it’s about clarity and control.
Check that your investments still match your goals and risk tolerance.
Early planning pays off in peace of mind later.
Insurance protects more than your assets—it protects your life, health, and wellbeing.
Your estate plan ensures your wishes are clear and your loved ones are protected. Even if your estate plan hasn’t changed recently, a yearly check is wise.
If you run your own business, a strong start to the year is critical. Starting the year organised saves headaches and gives you a clear path forward.
Finally, clarify your priorities and commit to actionable goals. Goals without structure are just wishes. A plan plus accountability sets you up for real progress.
2026 is your year to stabilise, rebuild, and grow with intention. By taking a few hours now to organise your finances, you create a foundation for smarter decisions, less stress, and more control over your future.
Think of this checklist not as a chore, but as a toolkit for a year of clarity, confidence, and financial wellbeing.